China's Big Six State-Owned Banks Report Over CNY 550 Billion Surge in Personal Consumption Loans in 2025
Five banks exceeded 16% growth in 2025 as consumer credit demand outpaced corporate lending.
Latest from Eliza Wong
PBOC Q4 Monetary Policy Report Keeps Easing Tone, Flags External Risks
The central bank reiterated a "moderately loose" stance while warning on trade tensions.
China Consumer Credit Trends Q4 2025: A Steady Climb, Not a Sprint
Aggregate household credit grew 7.1% YoY — the second-fastest pace since 2018.
ICBC Q4 2025 Earnings Call: NIM Compression Stalls, Fee Income Rebounds
Net interest margin held at 1.28% in Q4, the third consecutive flat print.
China LPR May 2026 Preview: Hold Expected, But Watch The Forward Guidance
The market is split on whether the May 20 LPR fix will hold at 3.10% (1Y) and 3.60% (5Y).
